Why Small Businesses Choose Upwise
01
Faster Than The Banks
Applying for a business loan from a bank takes 26 hours on average. You’ve got better things to do. Our process takes less than 10 minutes.
02
Custom Tailored Funding
With our extensive product suite, no matter your businesses needs, we have the right financing option for you.
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03
A Personable Experience
Have a question? Not a problem! We’re here to help. You’ll get a dedicated funding advisor to help you navigate our easy funding process.
Apply Now, to see what products your business qualifies for!
Committed to serving you the best business financing options
Extensive Product Suite
Loan Amount
$10K – $500K
Business Line of Credit
Get revolving funds when you need it and only pay interest on what you draw.Â
Speed
As fast as 24hrs
Interest Rate
7-25%
Loan Amount
$5K – $500K
Short Term Loan
Utilize to handle unforeseen expenses, navigate through a financial downturn, fund a brief project, or seize upon a new venture.
Speed
As fast as same day
Interest Rate
7-25%
Loan Amount
$25K – $20M
Business Term Loan
A term loan offers a fixed sum of money that is repaid in scheduled installments over a predetermined period, commonly referred to as the loan term.
Speed
As fast as 2 days
Interest Rate
6-27%
Loan Amount
Up to $5M
SBA Loan
Apply for various types of SBA loans, including the SBA 7a, 504, or Express Loan, to fulfill your business financing needs.
Speed
1-3 months
Interest Rate
Prime+
Loan Amount
$5K – $5M
Equipment Financing
Obtain equipment financing for all your business needs, with options available for various industries and a wide variety of items.
Speed
As fast as 2 days
Interest Rate
As low as 6.99%
Loan Amount
$5K – $20M
Business Cash Advance
A cash advance provides businesses with expedited access to funds by borrowing against their anticipated revenue. The borrowed amount is subsequently repaid through a fixed daily percentage.
Speed
As soon as 24hrs
Factor Rate
1.10 – 1.39
Loan Amount
$100K – $10M
Account Receivable Financing
Obtain immediate cash flow by selling your purchase orders or receivables, allowing you to resume normal business operations without delay.
Speed
As fast as 24hrs
Interest Rate
As low As 3%
Loan Amount
$150K – $200M
Real Estate Financing
Secure funding for real estate ventures with flexible financing options tailored to your specific needs.
Speed
As fast as 2 weeks
Interest Rate
As low as 6%
Loan Amount
$5K – $10M
Working Capital
Obtain the funding your business needs with extra working capital, designed to provide the necessary funds for day-to-day operations, expansion, or unforeseen expenses.
Speed
As soon as 24hrs
Factor Rate
1.10-1.36
Loan Amount
$50K – $10M
Invoice Financing
Access immediate funds by leveraging your outstanding invoices. Manage cash flow efficiently and meet your business needs with this flexible financing solution.
Speed
As fast as same day
Interest Rate
7-25%
Loan Amount
$10K – $2M
Licensed Business Professional
Whether you are a licensed accountant, lawyer, architect, or another licensed professional, this financing option can assist you in managing expenses, expanding your practice, or seizing new business opportunities.
Speed
As fast as 24hrs
Interest Rate
7-25%
Loan Amount
$5K – $20M
Bad Credit Business Loans
Bad credit business loans provide funding to businesses with less-than-ideal credit histories, helping them overcome financial challenges and pursue growth opportunities.
Speed
As soon as 24hrs
Interest Rate
As low as 18%
What You Need to Qualify
See if your business meets the minimum working capital requirements.
Why Upwise for a Business Loan
Quick & easy application
Our simple 15-minute application gets you on your way to funding quickly. Most applicants receive a fast decision within hours of applying. Then just choose your loan terms and you could have funds deposited into your account as soon as 24 hours.
Ensure you make the wise choice
Every Upwise applicant gets a dedicated funding advisor who takes the time to understand your business and it's unique needs. We are here for your support throughout the entire funding process.
Access multiple financing options
Upwise has an extensive product suite and a network of 100+ lenders. This means you're more likely to find the best match for your funding needs.
